Gestão financeira pessoal: um estudo das práticas adotadas pelos docentes de instituições federais de ensino superior instaladas no Município de Sousa/PB.

Abstract

Good personal financial management enables individuals to better control financial gains and expenses. The present work has the objective of analyzing the personal financial management practices adopted by teachers of the Federal Institutions of Higher Education installed in the city of Sousa / PB. For this, a field study was conducted, characterizing itself as a descriptive research of quantitative approach. The data collection was done through a questionnaire with 18 questions, and a sample of 68 teachers was obtained. From the tabulation of the data, it was verified that the majority of the teachers are able to pay the bills and still have the money, that they plan the expenses of the month in advance, that they are with the current accounts and that they usually invest. It can be concluded that the researched teachers, for the most part, are practicing good personal financial management practices.