Crediamigo: um incentivo ao setor informal no município de Pombal-PB.

Abstract

The present work exposes the incentive that the microcedito program - CREDIAMIGO, has been giving to the informal section with productive segment, employment generator and essential income to the development of the municipal district of Pombal - PB. The research was accomplished the Bank of the Northeast of Brazil close to - Pombal - PB, showing that that credit program is an alternative to those microempreendedores of the informal section, that didn't have access to the credit. CrediAmigo, has been giving to the informal section as productive segment, employment generator and essential income to the development of the municipal district of Pombal -PB. And as specific objectives to verify the importance of the instruments of the microcredito with views to the effective stabilization of the informal section; to investigate the influences of the condition of life of the population, as well as, the adaptation and amplification of the informal section, starting from the import of CrediAmigo, through abordagem: theoretical, documental and empiric. The sample was constituted of 25 establishments or customers representing 2,68% of the universe, that it belongs to 932 customers that make the crediamigo in the Municipio Pombal - Pb and regiao.Conclui-if that CrediAmigo is very important to strengthen the economy of the municipal district of Pombal. Once in agreement with the presented results this benefitting the microempreendedores, of this city with credit and consultantship for they develop its enterprise better.