Fator previdenciário: uma análise crítica desenvolvida a partir do aumento da expectativa de vida do brasileiro.

Abstract

Such work aims to bring to light an issue that is of utmost importance to the Social Security Law, namely, the increase in life expectancy of Brazilian citizens and its influence on the Pension Factor in the current calculation of pensions due the period of contribution and age (optional). The government proposes, using as instrument the pension factor, to preserve the financial and actuarial balance of the Social Providence, and uses as one of its indicators life expectancy. However, it is observed that currently, over the years, Brazilians are living longer and better. All this as a result of technological innovations, advances in medicine, or even by human consciousness itself in search of a healthy lifestyle. In this sense, it is verified that, as this indicated that varies in time, will consequently influence in the final calculation of pensions, which ends up hurting beneficiaries and the government itself, since in a few years, there will be many beneficiaries and few taxpayers, what can or is causing the famous hole of pension. Given these facts it is necessary to review or establishment by the government of new formulas for calculating the Pension Factor. For the development of this study the evolutionary-history method was used, and as a research technique it has been implemented the bibliographical research, by reading scientific articles, consulting to government websites as well as the current legislation on the subject.