Orçamento Pessoal: um estudo das práticas adotadas pelos discentes da UFCG Campus – Sousa.

Abstract

The concern in dealing with money has always been important theme, is the scarcity, lack of personal financial planning, lack of control or lack of budget monitoring. Knowing and mastering the personal financial management is a necessity. Given the importance of young people knowing manage your spending, this study aimed to analyze the practices of personal financial management (focused on personal budget) adopted by freshmen and academic courses in Accounting and Administration UFCG - Campus Sousa. Therefore, we carried out a field study, characterized as descriptive research with quantitative approach. To collect data, we used a structured questionnaire based on questions that met the objectives proposed by this research. From the tabulation of the survey data, it can be stated that most science students better accounting uses its own resources, and in general there was a decline in the results of the group of freshmen to graduates of accounting sciences, while in the course of administering the results from the second to the eighth improved. However the results show that most students performs the management of your finances, using tools for planning and control, being out of debt ratios and delinquency.