Aplicação da educação financeira no ensino infantil: estudo com as crianças da comunidade “Margarida Maria Alves” e as crianças da Creche Ivanil Salgado de Assis de Pombal – PB.

Abstract

Financial education is an instrument capable of showing people the best way to manage their finances. It is necessary to know how to manage debts, financing, purchases and investments in a viable way, to understand the importance and advantages of planning to keep up with the personal and family budget. There is often no knowledge of the importance of establishing a financial reserve, both to make dreams come true and carry out projects, and to reduce risks in unexpected events. In this aspect, this study aims to assess the understanding of financial education of children from the Margarida Maria Alves settlement and from the Ivanil Salgado de Assis Day Care Center in the city of Pombal - PB. For this purpose, a documentary, observational, exploratory and descriptive study was used, with a qualitative approach. The sample was formed from observation in a rural community Margarina Maria Alves, where forms of children from the local association were selected, with a total of 27 forms, and at the Ivanil Salgado de Assis day care center, with a class with 16 forms of students, both with children from 4 years old. The results showed that children know about money, in relation to the simulations of buying and selling in the fictitious market, it was possible to teach with games, games and toys that are part of human daily life and through these actions it is possible to obtain much more what fun, bringing knowledge to the kids. As a suggestion, the need for long-term financial education policies is highlighted, especially when it comes to the adoption of financial education practices for children. Furthermore, through financial education, children not only learn to deal with money, but also understand and explore concepts such as organization, control, planning, ethics and responsibility.