VASCONCELOS, E. C.; VASCONCELOS, Eribaldo Cabral de.
Resumen:
The objective of this study is to evaluate the behavior of institutional and non - institutional rural credit, whose resources come from the PROTERRA and POLONORDESTE Programs. The study area chosen was based on the municipality of Parelhas, included in the experimental phase of the RURALNORTE PDRI, an integrated rural development project, within the priority areas for the actions of the POLONORDESTE Program. Since field problems were raised, hypotheses were formulated and analytical studies were carried out, it was found that large landowners continued to hold the largest share of credit, even in the case of POLONORDESTE, which nevertheless presented a better distribution among the various strata of properties. Another verified observation was that the producers without land continue to margin the benefits of rural credit. It was also verified that the large estates benefited from rural credit have undergone some changes in the structure of production, materialized in the concentration of rural property, in the modernization of certain exploratory activities and in the introduction of new productive activities, although the system of exploitation of tree cotton through partnership continue to expand into these properties. Finally, it was observed that the operational difficulties constitute the main obstacles to the small producer's access to government rural credit.
